Personal Debt Management

This simple credit card interest rate calculator instantly compares and ranks available credit cards by money savings over a 1, 2 or 3 year period.

Dec 16, 2009 - Daniel Workman

Learn which credit cards offer the lowest interest charges by purchases, cash advances and balance transfers, with tips on how to safeguard against credit card trickery.

Dec 15, 2009 - Daniel Workman

Underearning is when one does not have sufficient income to cover basic needs, and uses unsecured debt like credit cards to "get by", thus repeating the cycle.

Dec 13, 2009 - Jo Barrett-Lennard

if you ever wondered how the credit card companies get their money, it's in the finance charges and fees. Find out what they charge you and if it is accurate.

Dec 13, 2009 - William Swan

Sending the right letters to a collection agency will force it to abide by federal law and end harassment. In some cases, a consumer may also fix his credit scores.

Dec 11, 2009 - Candice Gillingwater

Student debt is fast becoming a big problem, with many graduates facing the prospect of having to pay back university loans when finding a job.

Dec 9, 2009 - Rachel Wills

Sometimes Christmas spending pushes finances too far & some people find that they can't deal with their debts any longer. What is the best way to deal with debt?

Dec 8, 2009 - Carol Finch

After years of financial worry and building debt instead of wealth, this year can be the start of reversing the tides through strictly monitoring debt and cash flow.

Dec 8, 2009 - Christopher Pascale

Debt consolidation can help to pay off several existing debts. This can be a good way of taking control of finances but need to be careful.

Dec 8, 2009 - Chen Nanyang

Payday loans can provide a short term cash boost to consumers, but the rates and fees lead some to refer to the loans as usury. The problem is in the fees charged.

Dec 8, 2009 - James Hutchinson

Keeping books on one's personal economy is the best way to improve it.

Dec 7, 2009 - Christopher Pascale

Are debt repayments too high relative to disposable income? Looking to reduce your income to debt ratio? Find out how to eliminate unsecured loan debt today.

Dec 5, 2009 - Asa Ghaffar

Is unsecured debt becoming too much to handle? Want to reduce debt repayments? Discover how different credit card debt reduction methods can help you to become debt free.

Dec 4, 2009 - Asa Ghaffar

Are you struggling to keep-up with debt repayments? Need a way to balance income and expenditure? Find out how to get out of debt in the shortest possible timeframe.

Dec 4, 2009 - Asa Ghaffar

Consolidation loans, debt management plans and consumer proposals are all potential debt solutions for Canadians seeking debt relief outside of filing for bankruptcy.

Dec 4, 2009 - Clayton Worbeck

Change in credit card terms and conditions is usually bad news. As banks adjust to the economy and the CARD Act of 2009, they are getting rid of credit card perks.

Dec 3, 2009 - John Wu

Refinancing a mortgage is a great way to reduce monthly bills in the short term, but lowering the rate may result in more costs and a loss in the long run.

Dec 2, 2009 - James Hutchinson

Loan modifications, foreclosures, and the need to short sell are affecting even those who received homes from Extreme Makeover. Some are unable to stop foreclosure.

Dec 2, 2009 - John Wu

An unsecured consolidation loan can help keep debt under control without the need for collateral, but certain restrictions may apply.

Nov 30, 2009 - Cindy Ausbrooks

Are you hoping to reduce loan and unpaid credit card debt as quickly as possible? Discover the best ways to achieve debt resolution. Become debt-free in under 36 months.

Nov 30, 2009 - Asa Ghaffar

Outstanding student loan debt can keep a taxpayer insolvent while the taxpayer settles other debts, on the road to achieving positive net worth.

Nov 27, 2009 - Jeannine Silkey

Authorized users on a credit account can make purchases, but cannot be legally pursued by collectors for credit card payments.

Nov 27, 2009 - Candice Gillingwater

If a credit card bill is allowed to go delinquent, it will eventually be charged off by the card company. Consumers should always take action to avoid a charge off.

Nov 27, 2009 - Candice Gillingwater

Do you have too much unpaid credit card debt? Concerned that interest is building too quickly? Discover why a zero percent balance transfer means less debt.

Nov 26, 2009 - Asa Ghaffar

Are you finding it difficult to maintain debt repayments? Want to improve an income-to-debt ratio? Discover the latest tips for paying off credit card debt.

Nov 26, 2009 - Asa Ghaffar